For couples who are arranging to take the next step in their lives, i.e. get married and have children, a huge wide variety of housing schemes created by the Government’s Housing and Improvement Board are designed to help them in gaining a lot easier access to public housing. Below are some of these schemes in detailed description:

Priority Allocation for 1st-Timer Applicants

In order to help first-timers to own their properties, the HDB (Housing and Improvement Board) sets aside a minimum of 85 % of the supply of 4-area or larger BTO (Build-to-Order) flats situated in non-mature estates, and a staggering 95 percent of SBFs (Sale of Balance Flats) and BTO flats positioned in mature estates. In addition, 1st-time applicants are offered a lot more ballot chances in comparison with those applying for a second time.

1st-time applicants that have had two or much more unsuccessful attempts in the Develop-to-Order ballot workout routines for the flats positioned in non-mature estates are offered extra opportunities to be elected in successive BTO workouts in non-mature estates.

Fiancée/Fiancé Scheme

This certain scheme is created to help courting couples in organizing for their housing needs, giving them the opportunity to apply for a new or resale Housing and Development Board flat prior to officially registering their marriage.

MCPS – Married Kid Priority Scheme

In the case of households preparing to live either near or with each other with their parents, applicants have the chance to apply for the Married Youngster Priority Scheme, which provides two instances as several ballot possibilities to applying for a flat in either the exact same estate as or inside a two-km radius of their parents’ flat. Applicants that want to remain under the similar roof as their parents are offered 3 instances as many probabilities.

To recap, a 1st-time applicant is given four ballot probabilities if he/she opts for living near his/her parents and six ballot chances if he/she opts for living under the exact same roof as his/her parents.

TCPS – rumah selangorku aims to encourage households to opt for obtaining a lot more than two young children. To reach that, HDB sets aside up to five% of the total flat provide to serve parents obtaining at least 3 kids.

Staggered Down Payment Scheme

This scheme assists initial-timer couples that want to invest in a new flat in managing their cash flow with considerably additional efficiency and ease. In the case of at least one particular of the partners becoming 30 years of age or younger at the time of the application, the couple can opt for a 10% down payment paid in 2 tranches: five% upon signing the Agreement for Lease 5% upon taking possession of their new flat.